Insurance
At Pitmans we understand the legal complexities that underpin the insurance industry in the UK and overseas.
Our expert team offers a deep understanding of the sector through working for corporate clients, insurers and claims handlers collaborating with loss adjusters, counsel, forensic experts and brokers.
With a meticulous, detail-focused approach and strong success rate, we are highly skilled and experienced in handling a wide range of complex cases. Our services include covering international disputes, product recalls, injury, fraudulent and property damage claims.
Our clients include Axiom Underwriting, Arch Insurance Europe, Covea, Crawfords, Freightliner, Generali S.p.A, Go Ahead Group, Markerstudy Insurance, Reading Buses, Saga, Sirius International and Van Ameyde.
Case studies
We acted for an insurer in respect of a claim that an industrial oven was defective and caused an explosion at the claimant’s premises resulting in property damage and large consequential losses in the region of £10m. The matter was settled without an admission of liability pre-action for 10% of the claim, including costs, following an extensive investigation, acquisition of liability expert evidence and a report by forensic accountants into the claim for consequential loss.
We acted for a motor insurer in relation to an injury to a minor resulting in brain damage. Liability was admitted and the claim of approximately £3m was submitted. Settlement was ultimately negotiated at a little over £300,000.
We were instructed by underwriters to investigate the cause of death to their policyholder while on holiday in Greece. Notwithstanding the Coroner being unable to obtain a copy of the Police and Toxicology report, we obtained all necessary documentation to establish that the policyholder was 7 times over the relevant drink drive limit and the client therefore avoided any payment under the terms of the policy.
We are acting in a claim against the developers of land adjacent to the insured property. The risk address is at the top of an embankment and the development is at the bottom of an embankment. The developers had cut into the embankment and chopped down vegetation causing the landslip from the insured clients’ property to neighbouring land. The case involves complex expert evidence and there was the added complication that some of the work required to rectify the problem and stabilize the land needs to be undertaken to land owned by the local authority.
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