Symon Rowley
Senior Associate

Practical knowledge and experience across all issues affecting occupational pension schemes, in particular scheme changes, funding, equalisation, mergers, drafting/updating scheme documents and winding-up pension schemes and insolvency related work.

Special interests



Graduate of Lancaster University. Spent 5 years at Prudential Pensions from 1994. Qualified at Pitmans. Joined 1999.


Employment Appeal Tribunal rules that surviving civil partner’s pension can be restricted to post 5 10 March 2014

IBM Case – Breach of duty of good faith when changing benefit structure 30 May 2014

Barrow: Recovery of overpayments 3 June 2014

Auto Enrolment for LLPs: Partners may be ‘workers’ says the Supreme Court 3 June 2014

Pension Regulator’s Determination Panel rules out the Return of Surplus 3 June 2014

Income Payments Orders - has the 2014 Budget extended the reach of the Bankruptcy Trustee? 11 June 2014

Transparancy of ownership: Could the Governments proposals have a negative effect on pension scheme 16 September 2014

Cash or pension - Retirement benefit trends for high earners 16 September 2014

New definition of "money purchase benefits" 17 September 2014

Last man standing schemes 15 December 2014

Ombudsman decision acts as a caution for trustees on recovering overpayments 15 December 2014

Short service pension refunds to be abolished from October 2015 15 December 2014

High Court decides income payments orders cannot require bankrupt to draw a pension against Raithath 24 February 2015

Pre May 2000 bankrupt’s pension assets still vest in his trustee in bankruptcy 24 February 2015

IBM UK Holdings Ltd and another v Dalgleish and others [2015] EWHC 389 (Ch) 2 March 2015

Final Rules Published for Independent Governance Committees 27 March 2015

New Requirements for the Chair of Trustees 27 March 2015

Abolition of contracting-out: regulations containing employer’s statutory override power in force 10 June 2015

Regulator Guidance April 2015:  DB to DC Transfers and DC Conversions 10 June 2015

Regulator Guidance April 2015: Communicating with members about pensions flexibilities 10 June 2015

Financial Ombudsman Service (FOS) upholding complaint – Berkeley Burke 11 June 2015

Pensions Ombudsman (PO-4414, 12 May 2015) – Crossland – Pension Liberation 11 June 2015

Pensions Ombudsman (P0763, 31 March 2015): Bridge Trustees Limited – Breach of Trust 11 June 2015

High Court ruling in favour of the Trustee of MNRPF – February 2015 12 June 2015

Pensions Ombudsman - Harrison (PO-3184): Pension Liberation 12 June 2015

Stop Press: IBM/ Project Waltz Legal Proceedings 12 June 2015

Campden R.A. Pension Scheme – PO4579 – July 2015 17 September 2015

Abolition of short service refunds from 1 October 2015: rule amendments 17 September 2015

Surplus Refunds: Section 251 Pensions Act 2004 – Action required before 5 January 2016 17 September 2015



Provides excellent technical advice and is commercially aware.

Chambers and Partners, 2016

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